We work across the commercial spectrum, from industrial wharfs to 5-star hotels.

We fund acquisitions, refinances and equity release, and we like vacant assets and turnaround scenarios.

Loans can be completed in as little as one week.

Fixed interest rates for the duration of the loan. Irrespective of what happens to LIBOR or Base Rates, borrowers' interest payments don't change.

No ERCs after two years. By imposing ERCs for two years only, we allow the customer complete freedom to sell or refinance their asset thereafter without penalty.

ICR covenant of 100%; based on the lowest net rental income throughout the term of the loan.

Payment holiday available. This option is available should there be breaks or expiries during the term of the loan.

Can be used for any commercial property sold under the hammer for £500,000 or more.

50% of the purchase price provided on the day of completion (net loan).

No separate valuation required.

Interest retained for the term of the loan.

Minimum interest period of one month.

Commercial property finance

Commercial term loans