Commercial Term finance | Octopus Property

Commercial property finance

Commercial term loans

5.5
%
rate (pa)
65
%
max LTV
£
0.5
m
min loan size
2-5
yrs
term
Need more information?
If you’re looking to retain surplus income on your investment properties, an interest-only loan could be the answer. Ours offer both flexibility and certainty, with:
Fixed interest rates for the duration of the loan. Irrespective of what happens to LIBOR or Base Rates, borrowers' interest payments don't change.
No ERCs after two years. By imposing ERCs for two years only, we allow the customer complete freedom to sell or refinance their asset thereafter without penalty.
ICR covenant of 100%; based on the lowest net rental income throughout the term of the loan.
Payment holiday available. This option is available should there be breaks or expiries during the term of the loan.
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If you'd like to chat about becoming our broker partner, or have the basic proposal information including your client's details, loan amount and property value, get in touch.
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How we’ve helped our clients
Financing your property portfolio
Why Octopus Property?
Experience
We launched our first ever product in 2009 and we quickly became known for our competitive bridging products. Since then, we have diversified our product range and we are always striving to improve our offering in response to the changing market.
Certainty
Every property is unique and no two borrowers are the same. So we make every loan unique too, designing the product around you, moving fast to meet complex needs.
Personal approach
We are property people, not bankers, and work with an instinctive understanding of the needs of landlords, developers and property investors alike.
Flexibility
Strong funding lines allow us to consider most transactions that are presented to us, while we have the flexibility to work quickly and the range to do deals right across the UK.