Residential bridging loans(regulated) | Octopus Property

Residential property finance

Residential bridging loans (regulated)

0.6
%
min rate (pm)
65
%
max LTV
1-12
m
term
A regulated loan is a loan on a property that the borrower either lives in, or intends to live in. At Octopus Property, we help a lot of people who are moving house, but can’t sell before completing on their new purchase. Or they may be unable to get traditional finance quickly enough. Our short-term regulated loans help people get what they need for the place they’ve chosen to call home. Here’s how we can help:

Our product helps in the following ways:
Auction purchases.
Allows time to refinance to a mainstream lender.
Permits an onward purchase before sale of the existing home.
Interest payments can be ‘rolled on top’ of the loan.
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How we’ve helped our clients
Financing your property portfolio
Why Octopus Property?
Experience
We launched our first ever product in 2009 and we quickly became known for our competitive bridging products. Since then, we have diversified our product range and we are always striving to improve our offering in response to the changing market.
Certainty
Every property is unique and no two borrowers are the same. So we make every loan unique too, designing the product around you, moving fast to meet complex needs.
Personal approach
We are property people, not bankers, and work with an instinctive understanding of the needs of landlords, developers and property investors alike.
Flexibility
Strong funding lines allow us to consider most transactions that are presented to us, while we have the flexibility to work quickly and the range to do deals right across the UK.