Residential property finance

Refurbishment loans

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If you need to fund work carried out on a property, it can be hard to know what to look for. Should you apply for a refurbishment loan or a development loan? And what’s the difference between the two? We’ve stripped out the confusion by making it crystal clear. We define refurbishment as any work within an existing structure. Our lending terms are straightforward too, because we always cover 100% of the build and loan up to 70% of gross development value (GDV). Our Refurbishment Loans can apply in the following situations:
Converting a house into flats.
Converting a commercial asset to residential.
Full internal reworking of a house that needs more than just TLC.
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